Medical insurance in Ukraine
Medical insurance is a type of insurance that guarantees to every individual or legal entity the medical assistance after payment of an insurance premium.
Medical insurance can be carried out in compulsory or voluntary form.
Compulsory health insurance (CHI) is carried out on the basis of state regulations. A document confirming the insured person's right to receive medical assistance is the medical insurance policy.
Voluntary medical insurance (VMI) is carried out on the basis of an agreement between subjects of VMI - insured persons, insurers and medical institutions that provide assistance at the expense of insurance payments.
The document confirming the conclusion of the contract of voluntary medical insurance (VMI), is an insurance policy.
The contract of voluntary medical insurance can be concluded, both physical, and the legal person (the enterprise, firm, etc.) in favor of the employees.
Voluntary medical insurance can be carried out only by insurance companies that have a license for this type of insurance.
Voluntary medical insurance programs from different insurance companies may differ in the type and volume of services provided.
Voluntary medical insurance is carried out in four main areas: outpatient medical care, inpatient treatment, emergency (urgent) medical care, dental services.
Some companies also offer other types of insurance services: home health care, medical insurance for tourist or business trips abroad, accident and accident insurance, insurance of occupational risks of medical workers against infection with the hepatitis virus, special programs for pregnant women, child insurance programs, as well as corporate health insurance programs.
The cost of health insurance is influenced by many factors: the level of the clinic or hospital (you can choose a private clinic of a premium class or a state hospital), the amount of dental services included in the policy, the region of residence, etc. The cost of child insurance is usually higher than that of an adult: parents are trying to choose a decent level for the children of the clinic, to provide for the possibility of a doctor's visit to the house and other options.
How to get health insurance?
You can get acquainted with the programs of medical insurance from our insurance partners, choose the most suitable for you package of health insurance services and conclude an agreement using our online service. The health insurance policy will be delivered to you by courier or "New Post" service as soon as possible after the conclusion of the contract. A copy of the policy will be sent to your email address.